Used cars are still one of the great deals around. We believe that almost everyone can afford a used car, one that is reliable, dependable, stylish, safe and affordable. A quality used vehicle can fit into just about any budget, from first-time car buyers, to college students, to seniors on a fixed pension. Even if you have a lot of money, a used automobile still makes sense.
Low Initial Payment
It’s easy to get by with a low down payment on a used vehicle. There are even situations where buyers don’t have to put down anything at all. This means more money in the bank. If you are hesitating to get the car you want because of a shortage of spare cash, do not be deterred. Our finance department will work with you so you can buy the car you want.
Loans for used cars often come with a low interest rate, which means monthly payments can be affordable. Our finance department can tailor a loan to each person’s specific needs. Because vehicles are so much better nowadays, you don’t need to worry as much about having a long-term loan. A good used car can often last for five or more years.
It is always important to maintain a vehicle with regular appointments. Our service department will help you keep tabs on regular maintenance such as an oil change is due. We can also offer deals and discounts and notify you when your brakes are low or your windshield wiper is worn. A regular schedule of maintenance can keep your car running safely, as well as cut down on expensive and unnecessary repair bills.
In addition to the above, used cars often have much lower insurance costs, as well as lower registration and license fees. Depreciation isn’t as severe as when buying used, another positive factor for your budget.
Buying a used car is a serious financial responsibility that can impact your budget and credit rating. From making monthly payments to paying for gas, insurance and maintenance, there are many costs to consider. However, if you want to save money on a used car and potentially improve your credit rating, in-house financing may be the answer. We would like to show you several reasons why financing your car in house may be a wiser choice than obtaining a traditional loan.
Flexible Payment Options
In-house financing typically allows dealerships like ours to offer you a variety a payment options. While you may not get the lowest interest rate possible, this kind of financing, where you pay the dealership directly, can help you get a monthly payment that is generally less costly than you might get from a traditional loan. This can help you meet the monthly cost steadily, and payments that are made on time can improve your credit score over time.
Credit Score Improvement
If you have a fair credit score or have only just begun to build your credit, in-house financing can jump-start your score after you make the first few payments. Even a few points can make a difference in qualifying for major purchases, especially if you are on the cusp of fair and good credit. If you are building your credit, a higher score may eventually improve your job prospects and rental opportunities.
An Open Door to Future Good Credit
Using in-house financing to buy a used car can be the first step in establishing or rebuilding your credit. Being responsible with payments will reflect on your credit score and put you back on the road to financial wellness. This can be especially helpful if you are taking other steps to repairing your credit, such as paying off older debt.
In-house financing offers you many financial advantages if you are shopping for a used car. From helping you build credit from scratch to improving your score, you may be surprised at what it can do for you.
When it comes to choosing a quality used car, one of the most important factors you can consider is safety. From air bags to video systems that assist you with backing, there are a variety of safety features to choose from. If you are ready to start browsing used cars, we’d like to offer you a few tips about what to look for in a vehicle if safety is your main priority.
- Anti-Lock Brakes
Anti-lock brakes are available on many car models, and they can be an important safety feature during bad weather. An anti-lock braking system prevents a car’s wheels from staying in one position during sudden braking. Without them, the car may spin or become unresponsive during an emergency. An ABS is available in a wide variety of vehicles.
- Frontal Computer Air Bags
Frontal air bags can help protect you and you passenger from face and head injuries during an accident. However, air bags that are run by your car’s computer system can detect whether the passenger seat is empty or the size and weight of that passenger so the air bag deploys at the proper position and speed in case of an accident. You can find these air bags in most car models released in 2000 or later.
- Tire Pressure Monitor
Getting a flat or a blowout without warning can cause you to veer off the road or even make your car spin out of control. If you are concerned about this safety issue, ask our dealers which used cars feature a tire pressure monitor. This feature lets you know when a tire is underinflated or losing pressure. This can alert you of an impending flat or if there is something wrong with your tires.
Used cars of all makes and models have a variety of safety features that keep you and your passengers protected. Keeping these tips in mind as you shop can help you buy a vehicle that can give you peace of mind, no matter where you drive it.
When exploring used cars, one of the first things to consider is the monthly expenses associated with your vehicle. You have to consider the monthly payment, fuel expenses, your vehicle insurance and any maintenance you might need, such as oil changes and new windshield wipers. You want to determine the total cost and then find ways to ensure you can afford it each month.
When it comes to insurance and maintenance costs, you can shop around to find the best deal. With your insurance, it does not hurt to evaluate your policy once a year and get quotes from other companies to see if there is a better deal to be bad. You should also consider filling up your tank when fuel prices are especially low to save a few extra dollars.
Budget for a Little Extra Each Month
It is a good idea to budget a bit more than you actually need just in case something unexpected happens. For example, you know that tires are routine maintenance and need to be replaced at some point. However, when you go to replace them, they could cost more than you anticipated. When you budget a little higher than the total estimated costs, you will have the extra money to get the tires your vehicle needs.
Create an Emergency Fund for Your Vehicle
An accident to an unexpected vehicle repair can happen and you want to be able to take care of this right away. Having a fund set aside for such expenses reduces your stress and make sure that you can get your vehicle back on the road as fast as possible.
With this information, it will make it a little easier to ensure that your vehicle expenses fit into your monthly budget. It also helps to prevent the stress that can come with expenses occurring that you did not expect.
If you are like most people, you have a dream car or certain features you wish your current car possessed. If you cannot afford to buy the car of your dreams new, there is an alternative way to obtain the car of your dreams. Used cars have the same features and luxuries as new ones, but come at a cheaper price.
Not only will your dream car be initially cheaper when you purchase it used, but you can also get lower insurance rates. There are often alternative financing options for used cars because insurance companies see a massive difference between used cars and new ones. Considering accidents are sometimes inevitable and uncontrollable from the insurance companies perspective, they offer lower rates for used because it will cost them less money in the case of an accident. The registration rates are also less in some states when a car is older or has less power. Keep in mind, however, this only applies in some places and may vary state to state.
Since cars also have longer lives now than in the past, it can be advantageous to purchase your dream car used. You can still drive it for multiple years or longer without having to trade it in or deal with substantial and expense repairs or other issues. It has also never been easier to find older cars without countless miles on them which can extend the life of your car even further.
When it comes to purchasing your dream car, it should not cause you any financial stress or put you in debt. There is a used car out there to satisfy your needs and desires at a price you can afford. Used cars boast lower insurance rates and fees than new ones. With cars lasting longer than ever before, it is a perfect time to purchase a used car.
There are a variety of used cars out there to choose from. Just as there are multiple things to keep in mind when decided which car is right for you. Here are some factors to look at as you make your decision.
Price is always a factor when shopping for a car. Depending on how you intend to make the purchase you’ll need to know what you can spend in a single payment, or what you can afford for installments. It’s recommended to keep your payments under twenty-percent of your take home pay. Let your sales agent know your price range and they’ll be happy to help you find a vehicle within your budget.
The next factor to consider is what needs does your used car need to meet? Are you looking for a vehicle with great gas mileage? A minivan to haul around camping gear? Do you need a car with lots of seating? Are top safety ratings a must have? Once you know what you’re looking for you can make a list of models that will work for you.
It’s always important to test drive a new vehicle. Your dealership will be more than happy to let you get behind the wheel. Test driving gives you a feel for how the car will handle, whether the view from the driver’s seat will be different from what you’re used to, and how comfortable the seating is, among other things.
Once you’ve found a car that fits your needs within your price range, and had a change for a test drive, you’ll be well on your way to choosing your new used car. Let your sales agent know if you have any questions and they’ll be happy to help you choose from the used cars available to find the one that’s right for you.
Buying a used car can be a confusing experience, especially if you’ve never done so before. Browsing used cars, choosing the make and model that’s right for your driving needs and working out what kind of car payment you can afford can all be daunting. We want to make this experience easier for you, so we’re here with a step-by-step checklist that should make buying a used car a fun and enjoyable experience.
Start with Research
Before you begin to browse used cars, you should think about what type of car you want. This will probably depend on what you will be able to afford, but a few factors to consider are whether you want a two or four-door model, how many miles to the gallon a particular car gets and what kind of safety rating the cars you are interested in have. We can help you make a few of these decisions, and when you take the time to perform a bit of online research on your own as well, you can make a more confident purchasing decision.
Look Before You Drive
While taking a test drive in any used car is an important part of the car-buying experience, it’s also important to take the time to inspect any potential choice from the inside out before you drive it. Many used cars are certified; however, it never hurts to look the car over before you take a test drive. Look over the interior, including the gauges and upholstery, and check the car’s glass for nicks or cracks. Taking the time to look any used car over with one of our experienced salespeople will help you avoid any surprises later on.
Paperwork is a fact of any vehicle purchase, but it doesn’t have to be confusing. Have a list of questions ready for us, and we’ll do our best to answer them, and we’ll explain all the paperwork thoroughly.
Buying a used car can be a challenge. However, the more you prepare for the experience, the simpler and more enjoyable it may be.
Used cars are a good investment, especially when the vehicle is in solid condition. Conducting your own inspection helps you make the right car-buying choice. There are a few things to look out for and test when you visit the dealership.
You spend all your driving time inside the car. So make sure all the key components are working properly. Test the windshield wipers. Turn on the headlights and hazard signals. Adjust the seats. Roll the windows up and down. Does the air and heating system work? This ensures everything is functioning as it should.
A shiny exterior looks good at first glance. Nevertheless, examine the body for dings, dents or scratches. Are there cracks in the windshield? Are the seams of the fenders and doors aligned? Are seam closures of the truck and hood in alignment? Problems like these may indicate a prior accident.
The engine is the heart and soul of used cars. Make sure the motor is operating to its full capacity. Start the vehicle. Do you see black or blue emissions from the tail pipe? If so, the car burns too much oil. Look fluid leaks. Examine the oil dip stick and make sure it’s not black in color. Is there corrosion around the battery terminals? A healthy engine improves the overall functioning of the automobile.
A good set of tires provides a safe, enjoyable driving experience. Are the tires the same size and make? Do you notice of any cracks, cuts, bubbles or uneven tread? Make sure the vehicle has a fully inflated spare tire, lug wrench and jack. Tires are one the most important safety features of an auto.
Typically, dealers inspect used cars prior to selling them. Still, performing your own inspection is a good idea. When you know what to look for, you’ll feel more confident about buying a pre-owned automobile.
Getting behind the wheel of the right vehicle makes a huge difference in the way that you enjoy your time on the road. When the day comes for you to explore your options in regards to used cars, you have to make sure that you’re going over all of the details in your head in advance. Selecting the best option is all about knowing your own needs and seeing how a vehicle fits into the equation.
For one, you have to think about your family. If you have a big family that will have to rely on the same vehicle for transportation, then you can’t opt for a small model. Though a sporty used vehicle might be the most appealing to you, it seems quite impractical when you think about how often you’ll need to load up your ride with children heading to and from various activities. Think about your lifestyle and the specific needs of your family to get the best from your search.
It is also a good idea to pay attention to the insurance that you will need to take out to drive the used vehicle that you have your eye on. Insurance can be tricky and there are some strange factors that play into determining your rates. Learn the details on insurance in advance and then hit the lot to make an informed decision for your needs.
Selecting the ideal vehicle for your needs is all about paying attention to what will help you out the most in life. You want to wind up with a vehicle that will help you to make your life easier and increase what you can accomplish on a given day. Before hitting the lot, take time and mull over what you believe will yield the best possible results. When you land in the right vehicle for your future, it will be much easier to hit the road with a sense of accomplishment about life.
No matter if you plan on keeping your car until the wheels fall off or if you’re likely to sell it in the future, it’s best to do everything you can to properly maintain the overall value of your car. With that in mind, it’s never too early to learn how to retain the value of new and used cars.
Keep to a Regular Tune-Up Schedule
Keeping up with regular maintenance and tune-ups is essential to keeping your car operational as well as maintaining its value. Not only are regular tune-ups necessary for value protection, they also go a long way in saving you money. It’s better to be alerted of minor and less expensive problems before they have a chance to become major and more expensive problems.
Use Your Garage If You Have One
Rather than use your home garage as a space for storage, use it to protect your car from inclement weather, intense sunshine, flyaway baseballs and various debris. Another great thing about protecting your car in the garage is that it can stay shinier between washes since it’s not exposed to as much pollen, dirt and bird droppings as it would be if you were to leave it outside and exposed.
Refrain From Smoking in Your Car
Just like smoking in your house or apartment can result in your not receiving your security deposit back, the same idea applies when it comes to smoking in your car. Few people want a car that reeks of smoke, and there’s also the fact that smoke damage can ruin the general appearance of the inside of your car. Do yourself and your car a favor and leave the cigarette smoking for outside.
With a little effort and the right information, it’s easy to maintain your vehicle’s value.