Purchasing a Used Car? Avoid These Common Mistakes

Buying a car, whether it is new or used takes time. Unfortunately, some people try to rush through the process. Since the average person doesn’t purchase a car that often, that person can be more prone to making mistakes. Here are several common mistakes people often make when they are looking to purchase used cars.

 

Neglecting to Compare Different Options

 

Sometimes people simply forget to look at several different car dealerships. A common myth is that all car dealerships are the same when in actuality they can vary greatly. By shopping around, you may be able to find the same car you originally liked at a better price.

 

Not Looking at the Vehicle History

 

One of the most important things you can do when you are looking for a used car is to research the vehicle’s history. Used cars mean that at least one other person has driven the car before you. The vehicle history can reveal previous car accidents or mechanical problems. Regrettably, some people neglect to look at the vehicle history of the car they purchase.

 

Forgoing a Mechanical Inspection

 

It is generally a good idea to have any used car mechanically inspected before you decide to buy the vehicle. Although an inspection can cost you some money upfront, it can save you from unwanted and expensive maintenance down the road. The last thing you would want to happen is to suddenly have a car problem shortly after your purchased it.

 

Declining a Test Drive

 

Lastly, a frequent mistake quite a few used car buyers make is declining to test-drive a car before purchasing it. Actually driving a car you are interested in is different than simply looking at one from the outside. Test-driving a car is a good chance for you to see how the vehicle handles the road.

 

The next time you are in the market for a used car, remember to avoid these frequent mistakes. It may save you some money in the long haul.

Steps to Take to Buy the Best Used Cars

Congratulations on your decision to buy a new car! If this is your first foray into the world of buying used cars, then we’ve got a deal for you. Here are some of the key steps to take to get into the car you love.

 

Research Different Vehicles

 

First of all, find out what kind of car you want. Figure out what your needs are: do you need an SUV or a minivan to cart around children or pets? Or is your eye on fuel efficiency and you’re looking for a compact car to save on gas? These are things you should think about prior to purchasing a vehicle.

 

Test Drive a Few Different Cars

 

You’re probably excited to get into a new car, which is understandable. Even still, you should plan to test drive a few cars prior to making your final decision. Test drive a few to see what kind of style you like and how each one handles.

 

Look into Dealer Financing

 

While it may be possible for you to get financing on your own, most dealerships offer inhouse financing that might net you a better deal. Check with the dealership to see what your options are. Next, close on the deal. While most people prefer to complete the sale right there at the dealership, you may also have the option of having the car delivered to your home or office.

 

Take the Final Steps

 

Before driving your shiny new car off the lot, check and make sure it has gas in it. Be sure it is clean inside and out and there aren’t any scratches or scuffs you need to know about. Many people choose to take their car to a trusted mechanic to prevent issues cropping up in the near future.

 

Congratulations again for buying a new car. Once you’re the new proud owner of a vehicle you love, be sure to stop by the dealer regularly for scheduled maintenance and service. After all, one of the advantages to buying used cars at the dealer is ongoing commitment to your satisfaction.

Tips for Finding the Best Used Car

Shopping for used cars isn’t always easy, but it is rewarding when done right. There are plenty of good and bad preowned cars on the market, so you have to have a strategy to make sure you’re getting the best vehicle available to you. Before you head out to all the used lots, here are some tips you should think about.

 

Shop in the Right Age Range

 

If you buy a car that was only driven for a month or two, you’ll probably end up paying a premium. Alternatively, if you buy something that’s 15 years old, there’s no telling how much longer it’s going to survive. Aim for cars that are in the sweet spot, somewhere between two and eight years old.

 

Understand the Generic Value

 

Once you see a car that seems right, you need to know what it’s generally going for before you sign any paperwork. If you don’t know what other people are paying for the same model, even if it is in good shape, you could end up paying too much. It’s best to educate yourself on all the cars you like.

 

Learn About Trade-In Value

 

You might think your old car is just a beater no one wants, but that car could still have some value. Even if you don’t get a lot of money for it, trading in an old vehicle can help reduce rates for used cars significantly. Don’t underestimate the worth of your old car.

 

Skip the Bells and Whistles

 

Lots of cars start out cheap and then end up costing too much because of all the add-ons consumers can’t help but buy. Do your best to turn down those offers so you can get the car you want at a good price.

 

These tips will help you stay sharp as you look at the used cars in your area. Keep your eyes on the prize and you’ll find a car that works.

Key Steps To Buying a Used Car

We know that buying a used car is a big event in your life so we do our best to make it a rewarding experience. Used cars are a smart way to go and there isn’t any reason why you shouldn’t walk away from our lots with a great car at a great price. There are several steps to follow to make things easier on you when shopping for a new used car.

 

Stick To Your Budget

 

It can be easy to get carried away by the most expensive car on the lot. After all, cars are amazing machines, chock full of handy features and spectacular technology. They are beautiful, too. Still, spending too much on a car can stress your budget and affect other areas of your life. It is a good idea to come up with a price that you can afford and stick to it. Going over by a few hundred dollars to get what you want is probably OK, but exceeding your budget by thousands of dollars might not be.

 

Take a Long Test Drive

 

We think it is a good idea to take the car you are most interested in for a healthy drive. You should seek out different types of conditions, such as hills, curves, bumpy pavement and highways. You can then decide if you like the way the car handles. We want you to get the car you really like, because we know you will keep coming back to us.

 

Develop a Relationship

 

We aren’t just here to sell you a previously owned car. We can also help you with financing, if needed, and with service. We can help you maintain your car so that you are always safe on the road. Regularly scheduled maintenance will keep your car running smoothly. Our mechanics are qualified to fix nearly all models of used cars and to take care of any issues you have.

The Economics of Used Cars

Used cars are still one of the great deals around. We believe that almost everyone can afford a used car, one that is reliable, dependable, stylish, safe and affordable. A quality used vehicle can fit into just about any budget, from first-time car buyers, to college students, to seniors on a fixed pension. Even if you have a lot of money, a used automobile still makes sense.

 

Low Initial Payment

 

It’s easy to get by with a low down payment on a used vehicle. There are even situations where buyers don’t have to put down anything at all. This means more money in the bank. If you are hesitating to get the car you want because of a shortage of spare cash, do not be deterred. Our finance department will work with you so you can buy the car you want.

 

Loans

 

Loans for used cars often come with a low interest rate, which means monthly payments can be affordable. Our finance department can tailor a loan to each person’s specific needs. Because vehicles are so much better nowadays, you don’t need to worry as much about having a long-term loan. A good used car can often last for five or more years.

 

Upkeep

 

It is always important to maintain a vehicle with regular appointments. Our service department will help you keep tabs on regular maintenance such as an oil change is due. We can also offer deals and discounts and notify you when your brakes are low or your windshield wiper is worn. A regular schedule of maintenance can keep your car running safely, as well as cut down on expensive and unnecessary repair bills.

 

In addition to the above, used cars often have much lower insurance costs, as well as lower registration and license fees. Depreciation isn’t as severe as when buying used, another positive factor for your budget.

3 Ways In-House Financing Can Improve Your Credit Rating

Buying a used car is a serious financial responsibility that can impact your budget and credit rating. From making monthly payments to paying for gas, insurance and maintenance, there are many costs to consider. However, if you want to save money on a used car and potentially improve your credit rating, in-house financing may be the answer. We would like to show you several reasons why financing your car in house may be a wiser choice than obtaining a traditional loan.

 

Flexible Payment Options

 

In-house financing typically allows dealerships like ours to offer you a variety a payment options. While you may not get the lowest interest rate possible, this kind of financing, where you pay the dealership directly, can help you get a monthly payment that is generally less costly than you might get from a traditional loan. This can help you meet the monthly cost steadily, and payments that are made on time can improve your credit score over time.

 

Credit Score Improvement

 

If you have a fair credit score or have only just begun to build your credit, in-house financing can jump-start your score after you make the first few payments. Even a few points can make a difference in qualifying for major purchases, especially if you are on the cusp of fair and good credit. If you are building your credit, a higher score may eventually improve your job prospects and rental opportunities.

 

An Open Door to Future Good Credit

 

Using in-house financing to buy a used car can be the first step in establishing or rebuilding your credit. Being responsible with payments will reflect on your credit score and put you back on the road to financial wellness. This can be especially helpful if you are taking other steps to repairing your credit, such as paying off older debt.

 

In-house financing offers you many financial advantages if you are shopping for a used car. From helping you build credit from scratch to improving your score, you may be surprised at what it can do for you.

3 Safety Features to Look for in a Used Car

When it comes to choosing a quality used car, one of the most important factors you can consider is safety. From air bags to video systems that assist you with backing, there are a variety of safety features to choose from. If you are ready to start browsing used cars, we’d like to offer you a few tips about what to look for in a vehicle if safety is your main priority.

 

  1. Anti-Lock Brakes

 

Anti-lock brakes are available on many car models, and they can be an important safety feature during bad weather. An anti-lock braking system prevents a car’s wheels from staying in one position during sudden braking. Without them, the car may spin or become unresponsive during an emergency. An ABS is available in a wide variety of vehicles.

 

  1. Frontal Computer Air Bags

 

Frontal air bags can help protect you and you passenger from face and head injuries during an accident. However, air bags that are run by your car’s computer system can detect whether the passenger seat is empty or the size and weight of that passenger so the air bag deploys at the proper position and speed in case of an accident. You can find these air bags in most car models released in 2000 or later.

 

  1. Tire Pressure Monitor

 

Getting a flat or a blowout without warning can cause you to veer off the road or even make your car spin out of control. If you are concerned about this safety issue, ask our dealers which used cars feature a tire pressure monitor. This feature lets you know when a tire is underinflated or losing pressure. This can alert you of an impending flat or if there is something wrong with your tires.

 

Used cars of all makes and models have a variety of safety features that keep you and your passengers protected. Keeping these tips in mind as you shop can help you buy a vehicle that can give you peace of mind, no matter where you drive it.

How to Better Budget for Monthly Vehicle Expenses

When exploring used cars, one of the first things to consider is the monthly expenses associated with your vehicle. You have to consider the monthly payment, fuel expenses, your vehicle insurance and any maintenance you might need, such as oil changes and new windshield wipers. You want to determine the total cost and then find ways to ensure you can afford it each month.

 

Shop Around

 

When it comes to insurance and maintenance costs, you can shop around to find the best deal. With your insurance, it does not hurt to evaluate your policy once a year and get quotes from other companies to see if there is a better deal to be bad. You should also consider filling up your tank when fuel prices are especially low to save a few extra dollars.

 

Budget for a Little Extra Each Month

 

It is a good idea to budget a bit more than you actually need just in case something unexpected happens. For example, you know that tires are routine maintenance and need to be replaced at some point. However, when you go to replace them, they could cost more than you anticipated. When you budget a little higher than the total estimated costs, you will have the extra money to get the tires your vehicle needs.

 

Create an Emergency Fund for Your Vehicle

 

An accident to an unexpected vehicle repair can happen and you want to be able to take care of this right away. Having a fund set aside for such expenses reduces your stress and make sure that you can get your vehicle back on the road as fast as possible.

 

With this information, it will make it a little easier to ensure that your vehicle expenses fit into your monthly budget. It also helps to prevent the stress that can come with expenses occurring that you did not expect.

How to Obtain Your Dream Car Without Going Into Debt

If you are like most people, you have a dream car or certain features you wish your current car possessed. If you cannot afford to buy the car of your dreams new, there is an alternative way to obtain the car of your dreams. Used cars have the same features and luxuries as new ones, but come at a cheaper price.

 

Not only will your dream car be initially cheaper when you purchase it used, but you can also get lower insurance rates. There are often alternative financing options for used cars because insurance companies see a massive difference between used cars and new ones. Considering accidents are sometimes inevitable and uncontrollable from the insurance companies perspective, they offer lower rates for used because it will cost them less money in the case of an accident. The registration rates are also less in some states when a car is older or has less power. Keep in mind, however, this only applies in some places and may vary state to state.

 

Since cars also have longer lives now than in the past, it can be advantageous to purchase your dream car used. You can still drive it for multiple years or longer without having to trade it in or deal with substantial and expense repairs or other issues. It has also never been easier to find older cars without countless miles on them which can extend the life of your car even further.

 

When it comes to purchasing your dream car, it should not cause you any financial stress or put you in debt. There is a used car out there to satisfy your needs and desires at a price you can afford. Used cars boast lower insurance rates and fees than new ones. With cars lasting longer than ever before, it is a perfect time to purchase a used car.

Choosing the Right Used Car for You

There are a variety of used cars out there to choose from. Just as there are multiple things to keep in mind when decided which car is right for you. Here are some factors to look at as you make your decision.

 

The Price
Price is always a factor when shopping for a car. Depending on how you intend to make the purchase you’ll need to know what you can spend in a single payment, or what you can afford for installments. It’s recommended to keep your payments under twenty-percent of your take home pay. Let your sales agent know your price range and they’ll be happy to help you find a vehicle within your budget.

Your Needs

The next factor to consider is what needs does your used car need to meet? Are you looking for a vehicle with great gas mileage? A minivan to haul around camping gear? Do you need a car with lots of seating? Are top safety ratings a must have? Once you know what you’re looking for you can make a list of models that will work for you.

Test Drive

 

It’s always important to test drive a new vehicle. Your dealership will be more than happy to let you get behind the wheel. Test driving gives you a feel for how the car will handle, whether the view from the driver’s seat will be different from what you’re used to, and how comfortable the seating is, among other things.
Once you’ve found a car that fits your needs within your price range, and had a change for a test drive, you’ll be well on your way to choosing your new used car. Let your sales agent know if you have any questions and they’ll be happy to help you choose from the used cars available to find the one that’s right for you.